I am unable to see Tinnitus from 4:30 AM chart unless you did some mistake by yourself which self sabotaged your daily routine causing this – mostly likely Changing your Diet and causing trouble in family by not helping during troubles and spending money in things which are not needed – let me know if that is the case otherwise tell me the range as to how much variation can your time have. Education from this time is coming to be B.COM and Banking and 2 seconds earlier chart is coming as Marketing and Business Management.